Mobile Application End User License Agreement
Please read this Mobile Application End User License Agreement (“EULA”) carefully before downloading or using the Insurance Institute for Business & Home Safety (“IBHS”) mobile application (“OFB-EZ” or “Mobile App”), which allows You to access IBHS’s internet-delivered service from Your mobile device. This EULA forms a binding legal agreement between you (and any other entity on whose behalf you accept these terms) (collectively “You” or “Your”) and IBHS (each separately a “Party” and collectively the “Parties”) as of the date you download the Mobile App. Your use of the Mobile App is subject to this EULA.
1. License. IBHS grants You a revocable, non-exclusive, non-transferable, limited license to download, install, and use the OFB-EZ for Your personal and internal business purposes strictly in accordance with this EULA.
2. Changes to this EULA. IBHS reserves the right to modify this EULA at any time and for any reason. IBHS will post the most current version of this EULA at https://www.ibhs.org/mobile-eula. If IBHS makes material changes to this EULA, You will receive notification via the Mobile App. Notwithstanding the foregoing, You are responsible for complying with the updated terms posted online at IBHS’s website even if these updated terms appear online at IBHS’s website before being posted on the Mobile App. Your continued use of the Mobile App after IBHS publishes notice of changes to this EULA indicates Your consent to the updated terms.
3. No Included Maintenance and Support. IBHS may deploy changes, updates, or enhancements to the Mobile App at any time. IBHS may provide maintenance and support for the Mobile App, but has no obligation whatsoever to furnish such services to You and may terminate such services at any time without notice. You acknowledge that neither Apple (for iOS Mobile App) nor Google (for Android Mobile App) has an obligation to furnish any maintenance or support services in connection with the Mobile App.
4. Acceptable Use. You agree that You will not use or encourage others to use the Mobile App as accessed through the Mobile App in a way that could harm others or harm or impair others’ use of the Mobile App. You also agree not to violate the usage limits or controls set forth by: (a) the App Store Terms of Service, for iOS users accessing the Mobile App on an Apple product, or (b) Google Play Terms of Service for Android users accessing the Mobile App on an Android product.
5. Privacy. In order to operate and provide the Mobile App, IBHS may collect certain information about You, including technical and telemetry data related to your use of the Mobile App. We use third party service providers to help us collect and analyze this data, including Google Analytics. IBHS uses and protects that information in accordance with the IBHS Privacy Notice (a current version of which can be found at www.ibhs.org/legal).
6. Consent to Electronic Communications and Solicitation. By downloading the Mobile App, You authorize IBHS to send You (including via email and push notifications) information regarding the Mobile App, such as: (a) notices about Your use of the Mobile App, including notices of violations of use; (b) updates to the Mobile App and new features or products; and (c) promotional information and materials regarding IBHS’s products and services. You can review Your account notification settings and adjust Your messaging preferences, including opting-in to additional messages or unsubscribing to certain messaging through the “Push Notifications” section of the Mobile App settings.
7. No Warranty. YOUR USE OF THE MOBILE APP IS AT YOUR SOLE RISK. THE MOBILE APP IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. IBHS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
The Mobile App is only available for supported devices and might not work on every device. Determining whether Your device is a supported or compatible device for use of the Mobile App is solely Your responsibility, and downloading the Mobile App is done at Your own risk. IBHS does not represent or warrant that the Mobile App and Your device are compatible or that the Mobile App will work on Your device.
7.1 iOS Application. In the event of IBHS’s failure to conform to any applicable warranty, You may notify Apple, and Apple will refund the purchase price for the Mobile App. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, APPLE WILL HAVE NO OTHER WARRANTY OBLIGATION WHATSOEVER WITH RESPECT TO (A) THE MOBILE APP, AND (B) ANY OTHER CLAIMS, LOSSES, LIABILITIES, DAMAGES, COSTS, OR EXPENSES ATTRIBUTABLE TO ANY FAILURE TO CONFORM TO ANY WARRANTY.
7.2 Android Application. GOOGLE EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
8. Suspension and Termination of the Mobile App. IBHS reserves the right to suspend or terminate Your access to the Mobile App at any time.
9. Legal Compliance. You represent and warrant that: (a) You are not located in a country that is subject to a United States Government embargo, or that is on Title 15, Part 740 Supplement 1 Country Group E of the United States Code of Federal Regulations; (b) You are not located in a country that has been designated by the United States Government as a “terrorist supporting” country; and (c) You are not listed on any U.S. Government list of prohibited or restricted parties. You further agree not to transport the Mobile App to or use the Mobile App in any such country.
10. Governing Law. This EULA shall be governed by and construed in accordance with the laws governing South Carolina.
11. Contact Information. If You have any questions regarding this EULA, please contact IBHS by email at info@IBHS.org, by phone at (813) 286-3400, or by mail at 4775 E Fowler Ave, Tampa, FL 33617
12. Third-Party Beneficiaries. This EULA is executed between You and IBHS and not between You and any other party, including Apple for iOS users and Google for Android users. You agree that any claims brought by You arising out of this EULA or Your use of the Mobile App will not be made against Apple or Google, as applicable. Notwithstanding the foregoing, upon Your acceptance of this EULA, allows Apple or Google, as applicable, to enforce this EULA against You as a third-party beneficiary thereof. IBHS is not responsible for any applicable third-party agreement between You and any third-party, including your wireless provider.
